a new variation of so-called 'crash-for-cash' motor scam.
Crash-for-cash is a relatively well-known scam, in which a fraudster
will slam on their brakes unexpectedly, causing the car behind to
collide into them. (some will even remove or disable their brake lights so that other drivers have no
warning or chance to react). They'll then make an insurance claim that
exaggerates the damage caused to their vehicle so that they can get more
money.
The new variation on the original scam sees fraudsters demanding cash on the spot from the other driver following the crash. Generally they will ask for a sum between £50 and £200.
Tom Gardiner, head of fraud at Aviva, told the Daily Mail: “Although it
is early days, we are seeing anecdotal evidence of fraudsters
deliberately causing an accident and then pressuring the target – or ‘at
fault’ party – into paying them money in exchange for not making an
insurance claim.
“We are concerned that fraudsters could end up targeting the most
vulnerable motorists – the elderly, young drivers and women who are
travelling alone or with young children.”
Mr Gardiner described the new trend of demanding on-the-spot payments
as “bringing back the days of ‘highway robbery’”. Motorists were being
intimidated, he said, and felt like they had no choice but to comply.
One reported incident even involved the scammer offering a motorist a lift to a cash machine so that they could withdraw cash.
Scammers are likely to make their fraudulent claim regardless of any cash exchanged at the scene. So if you pay up on the spot, you’re only increasing their profits. You
may also be encouraging the scammer to repeat the tactic elsewhere,
putting more drivers in harm’s way.
What to do if you’re involved in a car crash
If you’re involved in a car crash, alarm bells should start ringing if
- The other driver seems unusually calm
- The other driver has their insurance details
already written down for you to take.
What you should do...
-
Keep a cool head.
- Don’t hand over any money
- don’t admit fault
- Take photographs if possible, from as many angles as
you can.
- write down as much
personal information as possible (if they’ll give you the information)
- Their name
- address
- contact
telephone number
- Don’t forget to also write down the following details about their car
- the make
- model
- registration number
- number of people in their vehicle (photograph for proof)
The number of people in the vehicle is important as some scammers may later claim for
injuries to passengers who weren’t actually present at the time.
As a matter of precaution, you might also want to install a dashcam in
your vehicle. Some insurers are now accepting dashcam footage as
evidence, and this may provide proof that an accident was caused
deliberately by the car in front.
What to do after a suspected scam crash
If you think you’ve been targeted by a crash-for-cash scam, call the
Insurance Fraud Bureau (IFB) Cheatline on 0800 422 0421. This is a free
and confidential way to report suspected insurance fraud, and your
information could help the IFB build cases against organised criminal
enterprises.
You should also call the police to report your suspicions.
Source
http://home.bt.com
Ouch that had to hurt! at least with the footage provided by the dash cam he didnt have to worry about the other driver making any false claims.It doesn't mention in Umar Raja's post much about the incident - what junction etc but this is a fairly standard accident that happens all the time
The new variation on the original scam sees fraudsters demanding cash on the spot from the other driver following the crash. Generally they will ask for a sum between £50 and £200.
Another entertaining collection of clips from BadDrivers OfNewcastle
Great video from Gary Mc Crashes, smashes, bumps and near misses. I think that the first one is great of the overtaking. Anyone else ever had this happen to them when they have gone to overtake? looks like this one was quite a near miss!
Thank goodness that both of these drivers were on the ball and did not collide with this inebriated pedestrian. 
Dash cam footage captures the moment a driver drifts into the path of a
van. Location - Farlington roundabout Eastern Rd Portsmouth. 
Great compilation from WelshDrive, I particularly like the one that shows the use of a 2 camera system such as the Road Angel Halo. Dash cams are worth their weight in gold when it comes to apportioning blame
Some great examples of why you should get a dash cam on here. Footage is from UK dash cameras including insurance scam attempts and a runaway lorry.
Another instance where a dash cam saves the day providing evidence of
blame. Here a caravan driver tries to push in the front of a long queue
of traffic and causes a collision. Footage owner is Mark Hazell.
BAD LANGUAGE WARNING! although im sure if some of you had these near misses that you would be using some of these "choice" words too ;)
This just shows how you really get thrown about all over the place! Dont worry he walks away without a scratch! how I will never know!
This is a real "where the hell did he come from" moment. He must have actually gone right over the traffic island, what on earth was he thinking!? 
Wow this last minute pull out from a junction was really something. I think that the driver of the dash cam car was incredibly lucky as he got way with bad bruising.
The Honda driver in front at the lights rolls back a long way in to the car with the dash cam.
Wow this really couldn't be more of a blatant attempt as "crash for cash" insurance fraud! Luckily the targeted car managed to stop in time JUST!
More from EastAnglianBadDriversUK on you tube, more from his Dash Cam journeys, im sure things that we can all relate to but what is that car at the end?
Let me start by saying that I have no idea what the Russian translation is but in an attempt to use a word other than accident of crash were calling this "lorrys coming unstuck" (from the road obviously)
Knowing how dash cams make distances people are from your car look further away than they actually were when you watch footage back, this must have been mere inches of a near miss.