A Truck in-cab camera has captured the moment that a Ford Galaxy swerved extremely violently across a motorway and smashed into a lorry. Amazingly, the occupants of the Galaxy blamed the lorry driver for the crash, even though they had driven right into his path across three lanes of the M25, they made four whiplash claims, leaving the haulier with a potential claim of up to £75,000.
However, thanks to the clear video footage, seen below, the potential insurance nightmare was avoided with the dispute dismissed within days as the Ford Galaxy can be seen clearly driving at speed past the lorry which is travelling in the slow lane of the motorway at 55mph – well within the 70mph speed limit. The driver reacts very slowly when other vehicles brake ahead of it, swerving violently across all three lanes and into an unavoidable collision.
Around 550,000 whiplash claims are made every year in the UK, but insurance experts estimate that up to 60% of these claims are bogus. These figures make the ‘cash for crash’ scam a £1billion-a-year fraud, with the UK now the ‘whiplash capital of the world’. What this means for the average car driver is that there is an additional £90 added to their insurance policy. Interestingly according to the AA, there have been 60% more personal injury claims since 2006, despite the fact that there has been a 20% drop in accidents over the same period.
The problem is that drivers can often feel like they are on shaky ground when they go into the back of another vehicle, particularly if there are no reliable witnesses to explain what happened. The blame is nearly always attached to the driver who hits the vehicle from the rear. Luckily for this driver the dash cam acted as the "reliable witness" and showed that the lorry driver was blameless
Protect yourself from this sort of fraud Buy a Dash Cam Now